TRANSPORTATION

Hauling your horse short or long distance can be stressful for you and your horse, but it doesn’t have to be.   With the right tools and information you can prepare yourself and your horse for a safe trouble free hauling experience. 

Your horse doesn’t care whether the trailer matches the truck pulling it, or whether your living quarters boast state-of-the-art stereo system. But your horse does care that he can load and offload without slipping or scrambling, ride as comfortable as possible,  breathe fresh air (with a minimum of dust and exhaust fumes), rest during a long trip, and put his head down once in a while to clear his respiratory passages of inhaled particles. The information in our transportation section should help ease the stress.

Certified Livestock Transportation.  This site is an excellent resource of information for commercial and private horse haulers.

TRANSPORTATION QUESTIONS

Scenario: An HCBC member is leasing a horse, they are trailering the leased horse and they are involved in an accident. Does the third party liability insurance cover them as a non owned horse or is the lessee considered the owner in this case?

Answer: In the situation of non commercial transportation of non owned horses the lessee would have to be found responsible for the accident. There is coverage with the basic HCBC membership for non commercial transportation of non owned horses but the horse owner would have to take legal action against the person trailering the horse and the maximum per horse that would be rewarded is $10,000.00 per horse. If anyone was to purchase the Members Named Peril (MNP) coverage it should be the owner. This would give a maximum payout of $4,000.00. If the horse is worth more an Equi Care policy would be ideal.